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DigitED

Credit Processing Analyst

Pune, Maharashtra, India

Job details
Digitide Solutions Limited is seeking a Credit Processing Analyst to join our team in the CLM Domestic BFSI | Manpower - Back Office department. The ideal candidate will have strong analytical skills and experience in credit processing, with a focus on customer care and relationship building. As a Credit Processing Analyst, you will play a vital role in our company's back-office operations. Your primary responsibility will be to ensure smooth and efficient credit processing, maintaining high standards of customer service. This role is perfect for someone who enjoys working with data, has a keen eye for detail, and is passionate about delivering exceptional customer experiences. Responsibilities - Process and analyze credit applications, ensuring accuracy and timely decision-making. - Review and verify customer information, documents, and financial data for creditworthiness. - Collaborate with the customer care team to address customer inquiries and concerns related to credit processing. - Maintain and update customer records, ensuring data integrity and confidentiality. - Monitor and manage credit risk, implementing strategies to mitigate potential issues. - Prepare and present credit-related reports and analyses to senior management. - Stay updated with industry trends and regulations, ensuring compliance in credit processing practices. - Provide training and support to junior analysts, fostering a culture of continuous improvement. - Build and maintain strong relationships with internal stakeholders and external partners. - Ensure compliance with data privacy and security protocols, protecting sensitive customer information. Qualifications - Bachelor's degree in Finance, Business, or a related field. - 2+ years of experience in credit processing or a similar role. - Strong analytical and problem-solving skills, with a data-driven approach. - Excellent communication and interpersonal skills, with a customer-centric mindset. - Proficiency in using credit analysis tools and software. - Ability to work independently and manage multiple tasks simultaneously. - Attention to detail and a commitment to accuracy and quality. - Familiarity with industry regulations and compliance standards. - Willingness to learn and adapt to new technologies and processes. - Strong work ethic and a collaborative team player.